Tenfold

Homebuyer Class
2023-09-16 08:30 - 17:00 (America/New_York) | Via Zoom
This is currently an 8-hour homebuyer education for *first-time homebuyers.

*(First-time = your first time buying a home OR you have not been an owner of property in the last 3 years)
The course was developed to increase your understanding to:

Determine if you are ready to buy
Evaluate your personal credit history
Know what to expect at closing
Develop a budget and savings plan
Plan for life as a homeowner
Decide how much you can afford to pay
Prepare for financial decisions and obligations that come with buying and owning a home
Know what to expect from real estate agents, lenders and other professionals involved in the home-buying process
Meet lenders’ training requirements to qualify for special mortgage products

Students will receive a certificate of completion after requirements are met.
You will receive an email with pre-class instructions a week to 10 days in advance. Please check your junk folder prior to contacting us.
If you are unable to register for your preferred class because there are no tickets available, please read the statement below.
ONLY those currently under contract on a home (all parties have signed and solidified the agreement) and have a closing date within the next 90 days or less, and the class status is notated as “Sold Out” should contact Tenfold at education@wearetenfold.org. Please state in your e-mail response to Tenfold the following:
1) State that you are actively under a purchase contract.
2) State the date you are scheduled to close on the subject property.
3) Supply your realtor’s name and phone number or e-mail.
4) State the class course date that you want to attend.
Please allow 48 hours for a response to your inquiry. If you have not received a response e-mail within 48 hours, please check your junk e-mail before sending another inquiry.
There is a non-refundable $25.00 tuition fee for the course. Veteran’s fee will be waived. If registering online use coupon code VET and provide your DD214.
All classes that are not sold out will close for registration 5 days in advance at 8 AM.
Tenfold reserves the right to reschedule sessions as deemed necessary.

Budgeting: Making a Money Plan That Works
2023-09-14 10:00 - 11:30, 2023-09-12 18:00 - 19:30, 2023-08-10 10:00 - 11:30, 2023-08-08 18:00 - 19:30 | Via Zoom
This course gives tips and advice for designing a balanced budget and offers the opportunity to
participate in budgeting exercises. Attendees are given the tools to create their own personalized
budget, including recommended spending figures.

Clase de Primer Comprador
2023-09-09 08:30 - 17:00 | York County
El curso fue diseñado para ayudarlo entender y comprender lo siguiente:

Determinar si está listo para comprar
Evaluar su historial de crédito personal
Saber qué esperar al cerrar
Desarrollar un presupuesto y un plan de ahorro
Planificar para la vida como propietario de una casa
Decidir cuánto puede pagar
Preparación para las decisiones y obligaciones financieras que vienen con la compra y la propiedad de una vivienda
Saber qué esperar de los agentes bienes raíces, prestamistas y otros profesionales involucrados en el proceso de compra de viviendas
Cumplir con los requisitos de capacitación de los prestamistas para calificar para productos hipotecarios especiales

Estudiantes recibirán un certificado de finalización después de que se cumplan los requisitos.
Si no pudo registrarse para su clase preferida porque no hay boletos disponibles, lea la siguiente declaración.
SOLO para aquellos que están actualmente bajo contrato para la comprar de una casa
(todas las partes han firmado y solidificado el acuerdo) y tiene una fecha de cierre dentro de los próximos 90 días o menos y la clase refleja que no hay boletos disponibles. Envíe un correo electrónico a Tenfold, education@wearetenfold.org para que podamos ayudarle a asistir una clase antes de su fecha de cierre. Por favor de indicar la siguiente información en su correo electrónico a Tenfold.
1) Indique que está bajo un contrato de compra.
2) Indique la fecha programada para cerrar en la propiedad en cuestión.
3) Indique el nombre y número de teléfono o correo electrónico de su agente inmobiliario
4) Indique la fecha del curso de clase a la que desea asistir.
Espere de 48 horas para recibir una respuesta al su correo electrónico. Si no ha recibido un correo electrónico de respuesta en un plazo de 48 horas, verifique su correo electrónico de propaganda antes de enviar otro correo a Tenfold.
Ya que este completamente registrado, si por alguna razón, no tenemos suficientes estudiantes registrados para una clase, tenemos el derecho de cancelar la clase. En cual caso, nos comunicaremos con usted para informarle. Gracias.
Hay una tarifa de matrícula no reembolsable de $25.00 para el curso. A los Veterano no se aplicará una tarifa. Si se registra en línea, use el código de cupón VET y proporcione su DD214.

Earth Conscious Money Conscious
2023-08-31 10:00 - 11:30, 2023-08-29 18:00 - 19:30 | Via Zoom
Designed to address an area of concern in today’s world, this workshop links conservation to smart financial choices. Attendees will receive tips on how to save money on electricity, water, and heating and cooling bills, as well as how to decrease food, clothing, and transportation expenses through free or inexpensive green methods (including conservation, weatherization, and smart shopping practices).

Homebuyer Class
2023-08-26 08:30 - 17:00 | Lebanon, 989 Quentin Rd, Lebanon, 17042, United States
This is currently an 8-hour homebuyer education for *first-time homebuyers held in person at 989 Quentin Rd, Suite 1, Lebanon PA 17042 from 8:30 am to 5:00 pm.

*(First-time = your first time buying a home OR you have not been an owner of property in the last 3 years)
The course was developed to increase your understanding to:

Determine if you are ready to buy
Evaluate your personal credit history
Know what to expect at closing
Develop a budget and savings plan
Plan for life as a homeowner
Decide how much you can afford to pay
Prepare for financial decisions and obligations that come with buying and owning a home
Know what to expect from real estate agents, lenders and other professionals involved in the home-buying process
Meet lenders’ training requirements to qualify for special mortgage products

Students will receive a certificate of completion after requirements are met.
You will receive an email with pre-class instructions a week to 10 days in advance. Please check your junk folder prior to contacting us.
If you are unable to register for your preferred class because there are no tickets available, please read the statement below.
ONLY those currently under contract on a home (all parties have signed and solidified the agreement) and have a closing date within the next 90 days or less, and the class status is notated as “Sold Out” should contact Tenfold at education@wearetenfold.org. Please state in your e-mail response to Tenfold the following:
1) State that you are actively under a purchase contract.
2) State the date you are scheduled to close on the subject property.
3) Supply your realtor’s name and phone number or e-mail.
4) State the class course date that you want to attend.
Please allow 48 hours for a response to your inquiry. If you have not received a response e-mail within 48 hours, please check your junk e-mail before sending another inquiry.
There is a non-refundable $25.00 tuition fee for the course. Veteran’s fee will be waived. If registering online use coupon code VET and provide your DD214.
All classes that are not sold out will close for registration 5 days in advance at 8 AM.
Tenfold reserves the right to reschedule sessions as deemed necessary.

Homebuyer Class
2023-08-26 08:30 - 17:00 | Via Zoom
This is currently an 8-hour homebuyer education for *first-time homebuyers held on Zoom.

*(First-time = your first time buying a home OR you have not been an owner of property in the last 3 years)
The course was developed to increase your understanding to:

Determine if you are ready to buy
Evaluate your personal credit history
Know what to expect at closing
Develop a budget and savings plan
Plan for life as a homeowner
Decide how much you can afford to pay
Prepare for financial decisions and obligations that come with buying and owning a home
Know what to expect from real estate agents, lenders and other professionals involved in the home-buying process
Meet lenders’ training requirements to qualify for special mortgage products

Students will receive a certificate of completion after requirements are met.
You will receive an email with pre-class instructions a week to 10 days in advance. Please check your junk folder prior to contacting us.
If you are unable to register for your preferred class because there are no tickets available, please read the statement below.
ONLY those currently under contract on a home (all parties have signed and solidified the agreement) and have a closing date within the next 90 days or less, and the class status is notated as “Sold Out” should contact Tenfold at education@wearetenfold.org. Please state in your e-mail response to Tenfold the following:
1) State that you are actively under a purchase contract.
2) State the date you are scheduled to close on the subject property.
3) Supply your realtor’s name and phone number or e-mail.
4) State the class course date that you want to attend.
Please allow 48 hours for a response to your inquiry. If you have not received a response e-mail within 48 hours, please check your junk e-mail before sending another inquiry.
There is a non-refundable $25.00 tuition fee for the course. Veteran’s fee will be waived. If registering online use coupon code VET and provide your DD214.
All classes that are not sold out will close for registration 5 days in advance at 8 AM.
Tenfold reserves the right to reschedule sessions as deemed necessary.

Banking Basics
2023-08-24 10:00 - 23:30, 2023-08-22 18:00 - 19:30 | Via Zoom
Attendees are introduced to banking by learning how to set up and use a bank account, read statements, and balance a checking account. This course will also provide guidance in selecting the best bank and account type for your needs.

Fair Housing 101
2023-08-22 18:30 - 19:30, 2023-08-22 09:00 - 10:00 | Zoom, PA, United States
Fair Housing Law can be complicated. Attend this session to learn about your rights and responsibilities as a Tenant and Landlord. We’ll discuss fair housing law, exemptions to fair housing, emotional support animals, what fair housing violations can look like, and more!

Clase de Primer Comprador
2023-08-19 08:30 - 17:00 | Via Zoom

Loans: When to Save, When to Borrow, When to Buy
2023-08-17 10:00 - 11:30, 2023-08-15 18:00 - 19:30, 2023-07-20 10:00 - 11:30, 2023-07-18 18:00 - 19:30 | Via Zoom
This course is designed to be an introduction to the different types of loans: vehicle, education, mortgage, consumer, etc. Attendees will learn to search for reputable loans, as well as understand the steps needed to apply for loans.

Primer de Comprador
2023-08-05 08:30 - 17:00 | The Affordable Housing Council of Lebanon, 989 Quentin Rd., Suite 1, Lebanon, PA, 17042, United States
Este curso se ofrece como un curso para compradores de vivienda por primera vez de ocho horas en el 5 de Agosto de 2023 de 8:30am-5pm en 989 Quentin Rd., Suite 1, Lebanon, PA 17042.
El curso fue diseñado para ayudarlo entender y comprender lo siguiente:

Determinar si está listo para comprar
Evaluar su historial de crédito personal
Saber qué esperar al cerrar
Desarrollar un presupuesto y un plan de ahorro
Planificar para la vida como propietario de una casa
Decidir cuánto puede pagar
Preparación para las decisiones y obligaciones financieras que vienen con la compra y la propiedad de una vivienda
Saber qué esperar de los agentes bienes raíces, prestamistas y otros profesionales involucrados en el proceso de compra de viviendas
Cumplir con los requisitos de capacitación de los prestamistas para calificar para productos hipotecarios especiales

Estudiantes recibirán un certificado de finalización después de que se cumplan los requisitos.
Si no pudo registrarse para su clase preferida porque no hay boletos disponibles, lea la siguiente declaración.
SOLO para aquellos que están actualmente bajo contrato para la comprar de una casa
(todas las partes han firmado y solidificado el acuerdo) y tiene una fecha de cierre dentro de los próximos 90 días o menos y la clase refleja que no hay boletos disponibles. Envíe un correo electrónico a Tenfold, education@wearetenfold.org para que podamos ayudarle a asistir una clase antes de su fecha de cierre. Por favor de indicar la siguiente información en su correo electrónico a Tenfold.
1) Indique que está bajo un contrato de compra.
2) Indique la fecha programada para cerrar en la propiedad en cuestión.
3) Indique el nombre y número de teléfono o correo electrónico de su agente inmobiliario
4) Indique la fecha del curso de clase a la que desea asistir.
Espere de 48 horas para recibir una respuesta al su correo electrónico. Si no ha recibido un correo electrónico de respuesta en un plazo de 48 horas, verifique su correo electrónico de propaganda antes de enviar otro correo a Tenfold.
Ya que este completamente registrado, si por alguna razón, no tenemos suficientes estudiantes registrados para una clase, tenemos el derecho de cancelar la clase. En cual caso, nos comunicaremos con usted para informarle. Gracias.
Hay una tarifa de matrícula no reembolsable de $25.00 para el curso. A los Veterano no se aplicará una tarifa. Si se registra en línea, use el código de cupón VET y proporcione su DD214.
Este curso está en asociación con The Affordable Housing Council of Lebanon.

Buen Credito: Y Como Consenguirlo
2023-07-27 18:00 - 19:30 | SACA Tec Centro West, 57 Laurel Street, Lancaster, PA, 17603, United States
Aprenda a construir su historial de crédito, leer
su reporte de crédito, y entender cómo afecta
su puntaje. Su puntaje de crédito demuestra su
capacidad para pagar el dinero que pidió prestado
y es esencial para aplicar una tarjeta de crédito, un
préstamo, un apartamento nuevo o una hipoteca.

Savings: Making Your Money Work for You
2023-07-27 10:00 - 11:30, 2023-07-25 18:00 - 19:30 | Via Zoom
As an introduction to savings, this course teaches the importance of: setting up a savings goal, starting a savings plan and budget, and becoming knowledgeable about the different types of savings accounts and programs, including accounts with interest.

Renting, What You Should Know
2023-07-25 18:30 - 19:30, 2023-07-25 09:00 - 10:00 | Zoom, PA, United States
Want to learn more about your rights and responsibilities as a renter? Join us to discuss the importance of good communication, an overview of your fair housing rights, how to approach potential landlords, overcome barriers to housing, track your search, identify housing options, and MORE!

Good Credit and How To Get It
2023-07-25 18:00 - 19:30 | SACA Tec Centro West, 57 Laurel Street, Lancaster, PA, 17603, United States
This course is designed to emphasize the importance of having good credit. Attendees will learn how to request and read a credit report, as well as how to correct errors. The class will discuss ways to establish and maintain a good credit rating.

Homebuyer Class
2023-07-22 08:30 - 17:00 | Lancaster County
This is currently an 8-hour homebuyer education for *first-time homebuyers on July 22, 2023, in Lancaster County.
*(First-time = your first time buying a home OR you have not been an owner of property in the last 3 years)
The course was developed to increase your understanding to:

Determine if you are ready to buy
Evaluate your personal credit history
Know what to expect at closing
Develop a budget and savings plan
Plan for life as a homeowner
Decide how much you can afford to pay
Prepare for financial decisions and obligations that come with buying and owning a home
Know what to expect from real estate agents, lenders and other professionals involved in the home-buying process
Meet lenders’ training requirements to qualify for special mortgage products

Students will receive a certificate of completion after requirements are met.
You will receive an email with pre-class instructions a week to 10 days in advance. Please check your junk folder prior to contacting us.
If you are unable to register for your preferred class because there are no tickets available, please read the statement below.
ONLY those currently under contract on a home (all parties have signed and solidified the agreement) and have a closing date within the next 90 days or less, and the class status is notated as “Sold Out” should contact Tenfold at education@wearetenfold.org. Please state in your e-mail response to Tenfold the following:
1) State that you are actively under a purchase contract.
2) State the date you are scheduled to close on the subject property.
3) Supply your realtor’s name and phone number or e-mail.
4) State the class course date that you want to attend.
Please allow 48 hours for a response to your inquiry. If you have not received a response e-mail within 48 hours, please check your junk e-mail before sending another inquiry.
There is a non-refundable $25.00 tuition fee for the course. Veteran’s fee will be waived. If registering online use coupon code VET and provide your DD214.
All classes that are not sold out will close for registration 5 days in advance at 8 AM.
Tenfold reserves the right to reschedule sessions as deemed necessary.

Presupuesto: Elaborar un Plan Financiero que Funcione
2023-07-20 18:00 - 19:30 | SACA Tec Centro West, 57 Laurel Street, Lancaster, PA, 17603, United States
Aprenda a elaborar un presupuesto
para brindarle tranquilidad financiera y alcanzar sus
objetivos. Durante este tiempo, aprenderá a diseñar
un presupuesto equilibrado y recibirá herramientas
que puede utilizar para crear su propio plan financiero
personalizado.

Budgeting: Making a Money Plan That Works
2023-07-18 18:00 - 19:30 | SACA Tec Centro West, 57 Laurel Street, Lancaster, PA, 17603, United States

Homebuyer Class
2023-07-15 08:30 - 17:00 | Via Zoom
This is currently an 8-hour homebuyer education for *first-time homebuyers on July 15th, 2023, on Zoom.

*(First-time = your first time buying a home OR you have not been an owner of property in the last 3 years)
The course was developed to increase your understanding to:

Determine if you are ready to buy
Evaluate your personal credit history
Know what to expect at closing
Develop a budget and savings plan
Plan for life as a homeowner
Decide how much you can afford to pay
Prepare for financial decisions and obligations that come with buying and owning a home
Know what to expect from real estate agents, lenders and other professionals involved in the home-buying process
Meet lenders’ training requirements to qualify for special mortgage products

Students will receive a certificate of completion after requirements are met.
You will receive an email with pre-class instructions a week to 10 days in advance. Please check your junk folder prior to contacting us.
If you are unable to register for your preferred class because there are no tickets available, please read the statement below.
ONLY those currently under contract on a home (all parties have signed and solidified the agreement) and have a closing date within the next 90 days or less, and the class status is notated as “Sold Out” should contact Tenfold at education@wearetenfold.org. Please state in your e-mail response to Tenfold the following:
1) State that you are actively under a purchase contract.
2) State the date you are scheduled to close on the subject property.
3) Supply your realtor’s name and phone number or e-mail.
4) State the class course date that you want to attend.
Please allow 48 hours for a response to your inquiry. If you have not received a response e-mail within 48 hours, please check your junk e-mail before sending another inquiry.
There is a non-refundable $25.00 tuition fee for the course. Veteran’s fee will be waived. If registering online use coupon code VET and provide your DD214.
All classes that are not sold out will close for registration 5 days in advance at 8 AM.
Tenfold reserves the right to reschedule sessions as deemed necessary.
