Savings: Making Your Money Work for You
2024-04-11 10:00 - 11:30 (America/New_York) | Via Zoom
Savings: Making Your Money Work for You
As an introduction to savings, this course teaches the importance of: setting up a savings goal, starting a savings plan and budget, and becoming knowledgeable about the different types of savings accounts and programs, including accounts with interest.
You will receive an email with the link to login and the workbook about 48 hrs.’ prior to class.

Lease Basics
2024-04-16 09:00 - 10:00, 2024-04-16 18:30 - 19:30, 2024-06-04 09:00 - 10:00 | Via Zoom
Curious about how to read your rental lease? This session will cover the basic structures of a lease, what it should include, and the different aspects of tenancy on the lease (ex. move in, move out, utilities, proper notice, waiver of notice to quite, and more). As an added benefit, this session will also include a helpful lease review activity.

First Time Homebuyers Class (York)
2024-04-20 08:30 - 17:00 | Martin Library York, 159 East Market Street, York, 17401
This is currently an 8-hour homebuyer education for *first-time homebuyers.
*(First-time = your first time buying a home OR you have not been an owner of property in the last 3 years)
The course was developed to increase your understanding to:

Determine if you are ready to buy
Evaluate your personal credit history
Know what to expect at closing
Develop a budget and savings plan
Plan for life as a homeowner
Decide how much you can afford to pay
Prepare for financial decisions and obligations that come with buying and owning a home
Know what to expect from real estate agents, lenders and other professionals involved in the home-buying process
Meet lenders’ training requirements to qualify for special mortgage products

Students will receive a certificate of completion after requirements are met.
You will receive an email with pre-class instructions a week to 10 days in advance. Please check your junk folder prior to contacting us.
If you are unable to register for your preferred class because there are no tickets available, please read the statement below.
ONLY those currently under contract on a home (all parties have signed and solidified the agreement) and have a closing date within the next 90 days or less, and the class status is notated as “Sold Out” should contact Tenfold at education@wearetenfold.org. Please state in your e-mail response to Tenfold the following:
1) State that you are actively under a purchase contract.
2) State the date you are scheduled to close on the subject property.
3) Supply your realtor’s name and phone number or e-mail.
4) State the class course date that you want to attend.
Please allow 48 hours for a response to your inquiry. If you have not received a response e-mail within 48 hours, please check your junk e-mail before sending another inquiry.
There is a non-refundable $25.00 tuition fee for the course. Veteran’s fee will be waived. If registering online use coupon code VET and provide your DD214.
All classes that are not sold out will close for registration 5 days in advance at 8 AM.
Tenfold reserves the right to reschedule sessions as deemed necessary.

Leah Rothstein Author: JUST ACTION: How to Challenge Segregation Enacted Under the Color of Law
2024-04-23 09:30 - 10:30
“[An] impassioned guide to ending residential segregation in America . . . Throughout, inspiring stories of people uniting to preserve their communities and redress segregation are interwoven with nitty-gritty policy details. It’s a comprehensive and inspiring guide to solving a pressing social problem.”
—Publishers Weekly
Often forced to respond to social and political outrage, banks, real estate agencies, and developers, among other institutions, have apologized for past actions. But their pledges—some of them real, but others thoroughly hollow—to improve cannot compensate for existing damage. JUST ACTION shows how community groups can press firms that imposed segregation to finally take responsibility for reversing the harm, creating victories that might finally challenge residential segregation and help remedy America’s profoundly unconstitutional past.
Leah Rothstein is the co-author of JUST ACTION: How to Challenge Segregation Enacted Under the Color of Law that describes how local community groups can redress the wrongs of segregation. She also writes a regular column to which you can subscribe for free at JustAction.substack.com.
Leah has worked on public policy and community change, from the grassroots to the halls of government. She led research on reforming community corrections policy and practice to be focused on rehabilitation, not punishment. She has been a consultant to nonprofit housing developers, cities and counties, redevelopment agencies, and private firms on community development and affordable housing policy, practice, and finance. Her policy work is informed by her years as a community organizer and labor organizer, working on issues such as housing, environmental justice, workplace safety, and youth leadership.

Good Credit and How To Get It
2024-04-23 18:00 - 19:30, 2024-04-25 10:00 - 11:30 | Via Zoom
Good Credit and How To Get It
This course is designed to emphasize the importance of having good credit. Attendees will learn how to request and read a credit report, as well as how to correct errors. The class will discuss ways to establish and maintain a good credit rating.
You will receive an email with the link to login and the workbook about 48 hrs.’ prior to class.

Fair Housing 101
2024-04-30 18:30 - 19:30, 2024-05-21 09:00 - 10:00 | Via Zoom
Fair Housing Law can be complicated. Attend this session to learn about your rights and responsibilities as a Tenant and Landlord. We’ll discuss fair housing law, exemptions to fair housing, emotional support animals, what fair housing violations can look like, and more!

Compradores de Vivienda por Primera Vez en Lebanon
2024-05-04 08:00 - 17:00 | The Affordable Housing Council of Lebanon, 989 Quentin Rd., Suite 1, Lebanon, PA, 17042, United States
Este curso se ofrece como un curso para compradores de vivienda por primera vez de ocho horas, el 4 de Mayo de 2024 de 8:30am-5pm en 989 Quentin Rd., Suite 1, Lebanon, PA 17042.
El curso fue diseñado para ayudarlo entender y comprender lo siguiente:

Determinar si está listo para comprar
Evaluar su historial de crédito personal
Saber qué esperar al cerrar
Desarrollar un presupuesto y un plan de ahorro
Planificar para la vida como propietario de una casa
Decidir cuánto puede pagar
Preparación para las decisiones y obligaciones financieras que vienen con la compra y la propiedad de una vivienda
Saber qué esperar de los agentes bienes raíces, prestamistas y otros profesionales involucrados en el proceso de compra de viviendas
Cumplir con los requisitos de capacitación de los prestamistas para calificar para productos hipotecarios especiales

Estudiantes recibirán un certificado de finalización después de que se cumplan los requisitos.
Si no pudo registrarse para su clase preferida porque no hay boletos disponibles, lea la siguiente declaración.
SOLO para aquellos que están actualmente bajo contrato para la comprar de una casa
(todas las partes han firmado y solidificado el acuerdo) y tiene una fecha de cierre dentro de los próximos 90 días o menos y la clase refleja que no hay boletos disponibles. Envíe un correo electrónico a Tenfold, education@wearetenfold.org para que podamos ayudarle a asistir una clase antes de su fecha de cierre. Por favor de indicar la siguiente información en su correo electrónico a Tenfold.
1) Indique que está bajo un contrato de compra.
2) Indique la fecha programada para cerrar en la propiedad en cuestión.
3) Indique el nombre y número de teléfono o correo electrónico de su agente inmobiliario
4) Indique la fecha del curso de clase a la que desea asistir.
Espere de 48 horas para recibir una respuesta al su correo electrónico. Si no ha recibido un correo electrónico de respuesta en un plazo de 48 horas, verifique su correo electrónico de propaganda antes de enviar otro correo a Tenfold.
Ya que este completamente registrado, si por alguna razón, no tenemos suficientes estudiantes registrados para una clase, tenemos el derecho de cancelar la clase. En cual caso, nos comunicaremos con usted para informarle. Gracias.
Hay una tarifa de matrícula no reembolsable de $25.00 para el curso. A los Veterano no se aplicará una tarifa. Si se registra en línea, use el código de cupón VET y proporcione su DD214.
Este curso está en asociación con The Affordable Housing Council of Lebanon.

Meet your Local City Councilor Ahmed Ahmed
2024-05-04 12:00 - 12:30 | Lancaster Public Library, 151 N Queen St., Lancaster, PA, 17603, United States
Join Tenfold at the Lancaster Public Library to meet and hear from your local Lancaster City Councilor Ahmed Ahmed!

Fair Housing Month at the Library: Renting Rights and Responsibilities
2024-05-04 12:30 - 13:30 | Lancaster City Library, 151 N Queen St., Lancaster, PA, 17603
Want to learn more about your rights and responsibilities as a renter? Join us to discuss the importance of good communication, an overview of your fair housing rights, how to approach potential landlords, overcome barriers to housing, track your search, identify housing options, and MORE!

Meet Your Local Representative: Ismail Smith-Wade-El!
2024-05-04 13:30 - 14:00 | Lancaster Public Library, 151 N Queen St., Lancaster, PA, 17603, United States
Join Tenfold at the Lancaster Public Library to meet and hear from your local PA House Representative Ismail Smith-Wade-El!

Fair Housing Month at the Library: Fair Housing 101 and LGBTQ Protections
2024-05-04 14:00 - 15:00 | Lancaster City Library, 151 N Queen St., Lancaster, PA, 17603
Fair Housing Law can be complicated. Attend this session to learn about your rights and responsibilities as a Tenant and Landlord. We’ll discuss fair housing law, exemptions to fair housing, emotional support animals, what fair housing violations can look like, and more! Also learn about additional sexual orientation and gender identity protections.

Fair Housing Month at the Library: Housing Location
2024-05-04 15:30 - 16:30 | Lancaster City Library, 151 N Queen St., Lancaster, PA, 17603
It’s a challenge looking for new rental housing, especially if you have limited income, poor credit, or an eviction on your record. During this time, you’ll learn how to understand your housing rights, approach potential landlords, overcome barriers to housing, track your search, identify housing options, and MORE!

Housing Location
2024-05-07 09:00 - 10:00 | Via Zoom

Vehicle Purchase 101
2024-05-07 18:00 - 19:30, 2024-05-09 10:00 - 11:30 | Via Zoom
This workshop helps attendees focus their car search in order to make a well-informed decision. Attendees will discover what the car-buying process entails, including vehicle loans and registration

Housing Location
2024-05-07 18:30 - 19:30

Annual Banquet
2024-05-09 18:00 - 20:00 | Shady Maple Smorgasboard, 129 Toddy Drive, East Earl, PA, 17519, United States
Tenfold, is hosting our Annual Banquet on Thursday, May 9, 2024, from 6pm to 8pm, at Shady Maple Smorgasbord! Support all the work of Tenfold and our belief that housing is at the center of a thriving community. Learn more about how we are committed to sparking the power in all people to achieve equitable housing and financial security.
Online registration is closed. Please call Laurie at (717) 358-9272 to see if seats are available.

Shady Maple Smorgasbord
Hear heart-warming stories from clients
Learn about exciting upcoming Tenfold news
Opportunity to bid on silent auction items

To become a sponsor click here.

First Time Homebuyers Class (Lebanon)
2024-05-11 08:00 - 17:00 | The Affordable Housing Council of Lebanon, 989 Quentin Rd., Suite 1, Lebanon, PA, 17042, United States
This is currently an 8-hour homebuyer education for *first-time homebuyers on May 11, 2024, in Lebanon County.
*(First-time = your first time buying a home OR you have not been an owner of property in the last 3 years)
The course was developed to increase your understanding to:

Determine if you are ready to buy
Evaluate your personal credit history
Know what to expect at closing
Develop a budget and savings plan
Plan for life as a homeowner
Decide how much you can afford to pay
Prepare for financial decisions and obligations that come with buying and owning a home
Know what to expect from real estate agents, lenders and other professionals involved in the home-buying process
Meet lenders’ training requirements to qualify for special mortgage products

Students will receive a certificate of completion after requirements are met.
You will receive an email with pre-class instructions a week to 10 days in advance. Please check your junk folder prior to contacting us.
If you are unable to register for your preferred class because there are no tickets available, please read the statement below.
ONLY those currently under contract on a home (all parties have signed and solidified the agreement) and have a closing date within the next 90 days or less, and the class status is notated as “Sold Out” should contact Tenfold at education@wearetenfold.org. Please state in your e-mail response to Tenfold the following:
1) State that you are actively under a purchase contract.
2) State the date you are scheduled to close on the subject property.
3) Supply your realtor’s name and phone number or e-mail.
4) State the class course date that you want to attend.
Please allow 48 hours for a response to your inquiry. If you have not received a response e-mail within 48 hours, please check your junk e-mail before sending another inquiry.
There is a non-refundable $25.00 tuition fee for the course. Veteran’s fee will be waived. If registering online use coupon code VET and provide your DD214.
All classes that are not sold out will close for registration 5 days in advance at 8 AM.
Tenfold reserves the right to reschedule sessions as deemed necessary.

First Time Homebuyers Class (English Zoom)
2024-05-11 08:30 - 17:00 | Zoom

Clase de Compradores de Vivienda por Primera Vez (Lancaster)
2024-05-18 08:30 - 17:00 | Tec Centro West, 651 High Street, Lancaster, PA, 17603
El curso fue diseñado para ayudarlo entender y comprender lo siguiente:
La Clase sera dada en persona.

Determinar si está listo para comprar
Evaluar su historial de crédito personal
Saber qué esperar al cerrar
Desarrollar un presupuesto y un plan de ahorro
Planificar para la vida como propietario de una casa
Decidir cuánto puede pagar
Preparación para las decisiones y obligaciones financieras que vienen con la compra y la propiedad de una vivienda
Saber qué esperar de los agentes bienes raíces, prestamistas y otros profesionales involucrados en el proceso de compra de viviendas
Cumplir con los requisitos de capacitación de los prestamistas para calificar para productos hipotecarios especiales

Estudiantes recibirán un certificado de finalización después de que se cumplan los requisitos.
Si no pudo registrarse para su clase preferida porque no hay boletos disponibles, lea la siguiente declaración.
SOLO para aquellos que están actualmente bajo contrato para la comprar de una casa
(todas las partes han firmado y solidificado el acuerdo) y tiene una fecha de cierre dentro de los próximos 90 días o menos y la clase refleja que no hay boletos disponibles. Envíe un correo electrónico a Tenfold, education@wearetenfold.org para que podamos ayudarle a asistir una clase antes de su fecha de cierre. Por favor de indicar la siguiente información en su correo electrónico a Tenfold.
1) Indique que está bajo un contrato de compra.
2) Indique la fecha programada para cerrar en la propiedad en cuestión.
3) Indique el nombre y número de teléfono o correo electrónico de su agente inmobiliario
4) Indique la fecha del curso de clase a la que desea asistir.
Espere de 48 horas para recibir una respuesta al su correo electrónico. Si no ha recibido un correo electrónico de respuesta en un plazo de 48 horas, verifique su correo electrónico de propaganda antes de enviar otro correo a Tenfold.
Ya que este completamente registrado, si por alguna razón, no tenemos suficientes estudiantes registrados para una clase, tenemos el derecho de cancelar la clase. En cual caso, nos comunicaremos con usted para informarle. Gracias.
Hay una tarifa de matrícula no reembolsable de $25.00 para el curso. A los Veterano no se aplicará una tarifa. Si se registra en línea, use el código de cupón VET y proporcione su DD214.

Earth Conscious, Money Conscious
2024-05-21 18:00 - 19:30, 2024-05-23 10:00 - 11:30 | Via Zoom
Designed to address an area of concern in today’s world, this workshop links conservation to smart financial choices. Attendees will receive tips on how to save money on electricity, water, and heating and cooling bills, as well as how to decrease food, clothing, and transportation expenses through free or inexpensive green methods (including conservation, weatherization, and smart shopping practices).

Renting What You Should Know
2024-05-28 09:00 - 10:00, 2024-05-28 18:30 - 19:30 | Via Zoom

Budgeting: Making a Money Plan that works!
2024-06-04 18:00 - 19:30 | Via Zoom
Budgeting: Making a Money Plan that Works
This course gives tips and advice for designing a balanced budget and offers the opportunity to
participate in budgeting exercises. Attendees are given the tools to create their own personalized
budget, including recommended spending figures.
You will receive an email with the link to login and the workbook about 48 hrs.’ prior to class.

Budgeting: Making a Money Plan that works!
2024-06-04 18:00 - 19:30 | SACA Tec Centro West, 57 Laurel Street, Lancaster, PA, 17603, United States
Budgeting: Making a Money Plan that Works
This course gives tips and advice for designing a balanced budget and offers the opportunity to
participate in budgeting exercises. Attendees are given the tools to create their own personalized
budget, including recommended spending figures.
You will receive an email with the link to login and the workbook about 48 hrs.’ prior to class
