Tenfold

Budgeting: Making a Money Plan that Works
2022-03-29 18:00 - 19:30, 2022-03-31 10:00 - 11:30 (America/New_York)
This course gives tips and advice for designing a balanced budget and offers the opportunity to participate in budgeting exercises. Attendees are given the tools to create their own personalized budget, including recommended spending figures.

Fair Housing Friday!
2022-04-01 09:00 - 10:00, 2022-04-15 13:00 - 14:00 | Zoom, PA, United States
It’s FAIR HOUSING MONTH! Join us for a crash course in Fair Housing Law at the Federal, State, and Local levels. All are welcome, Tenants and Landlords! York or Lancaster! Come with questions.!
We’ll discuss:

Exemptions to Fair Housing
Emotional Support Animals
What Fair Housing Violations can look like
MORE!

Banking Basics
2022-04-05 18:00 - 19:30 | Zoom, PA, United States
Attendees are introduced to banking by learning how to set up and use a bank account, read statements, and balance a checking account. This course will also provide guidance in selecting the best bank and account type for your needs.

Banking Basics
2022-04-07 10:00 - 11:30 | Zoom

Homebuyer Class
2022-04-09 08:30 - 17:00 | Zoom
This is currently an 8-hour online homebuyer education for first-time homebuyers on April 9, 2022, via Zoom.
The course was developed to increase your understanding to:

Determine if you are ready to buy
Evaluate your personal credit history
Know what to expect at closing
Develop a budget and savings plan
Plan for life as a homeowner
Decide how much you can afford to pay
Prepare for financial decisions and obligations that come with buying and owning a home
Know what to expect from real estate agents, lenders and other professionals involved in the home-buying process
Meet lenders’ training requirements to qualify for special mortgage products

Students will receive a certificate of completion after requirements are met.
You will receive an email with pre-class instructions a week to 10 days in advance and the zoom link to access the course 1-2 days in advance. Please check your junk folder prior to contacting us.
If you are unable to register for your preferred class because there are no tickets available, please read the statement below.
ONLY those currently under contract on a home (all parties have signed and solidified the agreement) and have a closing date within the next 90 days or less, and the class status is notated as “Sold Out” should contact Tenfold at education@wearetenfold.org. Please state in your e-mail response to Tenfold the following:
1) State that you are actively under a purchase contract.
2) State the date you are scheduled to close on the subject property.
3) Supply your realtor’s name and phone number or e-mail.
4) State the class course date that you want to attend.
Please allow 48 hours for a response to your inquiry. If you have not received a response e-mail within 48 hours, please check your junk e-mail before sending another inquiry.
There is a non-refundable $25.00 tuition fee for the course. Veteran’s fee will be waived. If registering online use coupon code VET and provide your DD214.
All classes that are not sold out will close for registration 5 days in advance at 8 AM.
Tenfold reserves the right to reschedule sessions as deemed necessary.

Good Credit and How to Get It
2022-04-12 18:00 - 19:30 | Zoom
This course is designed to emphasize the importance of having good credit. Attendees will learn how to request and read a credit report, as well as how to correct errors. The class will discuss ways to establish and maintain a good credit rating

Homebuyer Class (4/12, 4/19, /4/26)
2022-04-12 18:00 - 21:00 | The Affordable Housing Council of Lebanon, 989 Quentin Rd., Suite 1, Lebanon, PA, 17042, United States
This is currently a 9-hour homebuyer education course for first-time homebuyers over 3 days, April 12, 19, 26 from 6:00 – 9:00 PM and will be held at 989 Quentin Rd., Suite 1, Lebanon, PA 17042.
The course was developed to increase your understanding to:

Determine if you are ready to buy
Evaluate your personal credit history
Know what to expect at closing
Develop a budget and savings plan
Plan for life as a homeowner
Decide how much you can afford to pay
Prepare for financial decisions and obligations that come with buying and owning a home
Know what to expect from real estate agents, lenders and other professionals involved in the home-buying process
Meet lenders’ training requirements to qualify for special mortgage products

Students will receive a certificate of completion after requirements are met.
If you are unable to register for your preferred class because there are no tickets available, please read the statement below.
ONLY those currently under contract on a home (all parties have signed and solidified the agreement) and have a closing date within the next 90 days or less, and the class status is notated as “Sold Out” should contact Tenfold at education@wearetenfold.org. Please state in your e-mail response to Tenfold the following:
1) State that you are actively under a purchase contract.
2) State the date you are scheduled to close on the subject property.
3) Supply your realtor’s name and phone number or e-mail.
4) State the class course date that you want to attend.
Please allow 48 hours for a response to your inquiry. If you have not received a response e-mail within 48 hours, please check your junk e-mail before sending another inquiry.
There is a non-refundable $25.00 tuition fee for the course. Veteran’s fee will be waived. If registering online use coupon code VET and provide your DD214.
Tenfold reserves the right to reschedule sessions as deemed necessary.
This course is in partnership with The Affordable Housing Council of Lebanon.

Good Credit and How to Get It
2022-04-14 10:00 - 11:30, 2022-05-10 18:00 - 19:30, 2022-05-12 10:00 - 11:30 | Zoom
This course is designed to emphasize the importance of having good credit. Attendees will learn how to request and read a credit report, as well as how to correct errors. The class will discuss ways to establish and maintain a good credit rating.

Earth Conscious, Money Conscious
2022-04-19 18:00 - 19:30, 2022-04-21 10:00 - 11:30 | Zoom
Designed to address an area of concern in today’s world, this workshop links conservation to smart financial choices. Attendees will receive tips on how to save money on electricity, water, and heating and cooling bills, as well as how to decrease food, clothing, and transportation expenses through free or inexpensive green methods (including conservation, weatherization, and smart shopping practices).

Homebuyer Class (York County)
2022-04-23 08:30 - 17:00 | York County
This is currently an 8-hour homebuyer education for first-time homebuyers on April 23, 2022 at York College Center for Community Engagement, 59 East Market St, York, PA 17401.
Please be aware that depending on the COVID-19 regulations, this class might be changed to a virtual setting. Masks may be required.
The course was developed to increase your understanding to:

Determine if you are ready to buy
Evaluate your personal credit history
Know what to expect at closing
Develop a budget and savings plan
Plan for life as a homeowner
Decide how much you can afford to pay
Prepare for financial decisions and obligations that come with buying and owning a home
Know what to expect from real estate agents, lenders and other professionals involved in the home-buying process
Meet lenders’ training requirements to qualify for special mortgage products

Students will receive a certificate of completion after requirements are met.
You will receive an email with pre-class instructions a week to 10 days in advance. Please check your junk folder prior to contacting us.
If you are unable to register for your preferred class because there are no tickets available, please read the statement below.
ONLY those currently under contract on a home (all parties have signed and solidified the agreement) and have a closing date within the next 90 days or less, and the class status is notated as “Sold Out” should contact Tenfold at education@wearetenfold.org. Please state in your e-mail response to Tenfold the following:
1) State that you are actively under a purchase contract.
2) State the date you are scheduled to close on the subject property.
3) Supply your realtor’s name and phone number or e-mail.
4) State the class course date that you want to attend.
Please allow 48 hours for a response to your inquiry. If you have not received a response e-mail within 48 hours, please check your junk e-mail before sending another inquiry.
There is a non-refundable $25.00 tuition fee for the course. Veteran’s fee will be waived. If registering online use coupon code VET and provide your DD214.
All classes that are not sold out will close for registration 5 days in advance at 8 AM.
Tenfold reserves the right to reschedule sessions as deemed necessary.

Fair Housing Month Summit-Morning Session
2022-04-26 11:20 - 13:30 | Zoom, PA, United States
Join Tenfold and a trusted panel of key housing experts as we discuss what housing looks like today in Lancaster County. Speakers include Brittany Mellinger from the Pennsylvania Human Rights Commission, Housing Specialists from Church World Service, Amy Kendal from Lancaster City Housing Authority, and Lancaster City’s and LGH’s lead remediation programs, at the 11:20 session, and Representative Mike Sturla and the Honorable Jodie Richardson will also make an appearance at our 6:30 session. Landlords, Tenants, and Community Members are all welcome. And bring your questions for our reputable speakers!
During each session, we’ll discuss:

Fair Housing
Eviction process
Renting to Refugees
Lead Remediation
Working with Section 8
Emergency Rental Assistance Program updates

Savings: Making Your Money Work for You
2022-04-26 18:00 - 19:30, 2022-04-28 10:00 - 11:30 | Zoom
As an introduction to savings, this course teaches the importance of: setting up a savings goal, starting a savings plan and budget, and becoming knowledgeable about the different types of savings accounts and programs, including accounts with interest.

Fair Housing Month Summit-Evening Session
2022-04-26 18:30 - 20:30

Budgeting: Making a Money Plan That Works
2022-05-03 18:00 - 19:30, 2022-05-05 10:00 - 11:30 | Zoom

Clase De Primer Comprador
2022-05-07 08:30 - 17:00 | Lancaster County
Este curso se ofrece en linea es un curso de 8 horas para compradores de vivienda por primera vez Mayo 7, 2022, en Lancaster.
Tenga en cuenta que, según las regulaciones COVID-19, esta clase podría cambiarse a un entorno virtual. Es posible que se requieran máscaras.
El curso fue diseñado para ayudarlo entender y comprender lo siguiente:

Determinar si está listo para comprar
Evaluar su historial de crédito personal
Saber qué esperar al cerrar
Desarrollar un presupuesto y un plan de ahorro
Planificar para la vida como propietario de una casa
Decidir cuánto puede pagar
Preparación para las decisiones y obligaciones financieras que vienen con la compra y la propiedad de una vivienda
Saber qué esperar de los agentes bienes raíces, prestamistas y otros profesionales involucrados en el proceso de compra de viviendas
Cumplir con los requisitos de capacitación de los prestamistas para calificar para productos hipotecarios especiales

Estudiantes recibirán un certificado de finalización después de que se cumplan los requisitos.
Si no pudo registrarse para su clase preferida porque no hay boletos disponibles, lea la siguiente declaración.
SOLO para aquellos que están actualmente bajo contrato para la comprar de una casa
(todas las partes han firmado y solidificado el acuerdo) y tiene una fecha de cierre dentro de los próximos 90 días o menos y la clase refleja que no hay boletos disponibles. Envíe un correo electrónico a Tenfold, education@wearetenfold.org para que podamos ayudarle a asistir una clase antes de su fecha de cierre. Por favor de indicar la siguiente información en su correo electrónico a Tenfold.
1) Indique que está bajo un contrato de compra.
2) Indique la fecha programada para cerrar en la propiedad en cuestión.
3) Indique el nombre y número de teléfono o correo electrónico de su agente inmobiliario
4) Indique la fecha del curso de clase a la que desea asistir.
Espere de 48 horas para recibir una respuesta al su correo electrónico. Si no ha recibido un correo electrónico de respuesta en un plazo de 48 horas, verifique su correo electrónico de propaganda antes de enviar otro correo a Tenfold.
Ya que este completamente registrado, si por alguna razón, no tenemos suficientes estudiantes registrados para una clase, tenemos el derecho de cancelar la clase. En cual caso, nos comunicaremos con usted para informarle. Gracias.
Hay una tarifa de matrícula no reembolsable de $25.00 para el curso. A los Veterano no se aplicará una tarifa. Si se registra en línea, use el código de cupón VET y proporcione su DD214.
Todas las clases que no estén agotadas se cerrarán para las nuevas registraciones con 5 días de anticipación a las 8 am.

Clase De Primer Comprador (5/7, 5/14)
2022-05-07 09:00 - 13:30 | The Affordable Housing Council of Lebanon, 989 Quentin Rd., Suite 1, Lebanon, PA, 17042, United States
Este curso se ofrece es un curso de 9 horas para compradores de vivienda por primera a través 2 dias en mayo 7 y 14, 2022 de 9:00 AM – 1:30 PM en 989 Quentin Rd., Suite 1, Lebanon, PA 17042.
El curso fue diseñado para ayudarlo entender y comprender lo siguiente:

Determinar si está listo para comprar
Evaluar su historial de crédito personal
Saber qué esperar al cerrar
Desarrollar un presupuesto y un plan de ahorro
Planificar para la vida como propietario de una casa
Decidir cuánto puede pagar
Preparación para las decisiones y obligaciones financieras que vienen con la compra y la propiedad de una vivienda
Saber qué esperar de los agentes bienes raíces, prestamistas y otros profesionales involucrados en el proceso de compra de viviendas
Cumplir con los requisitos de capacitación de los prestamistas para calificar para productos hipotecarios especiales

Estudiantes recibirán un certificado de finalización después de que se cumplan los requisitos.
Si no pudo registrarse para su clase preferida porque no hay boletos disponibles, lea la siguiente declaración.
SOLO para aquellos que están actualmente bajo contrato para la comprar de una casa
(todas las partes han firmado y solidificado el acuerdo) y tiene una fecha de cierre dentro de los próximos 90 días o menos y la clase refleja que no hay boletos disponibles. Envíe un correo electrónico a Tenfold, education@wearetenfold.org para que podamos ayudarle a asistir una clase antes de su fecha de cierre. Por favor de indicar la siguiente información en su correo electrónico a Tenfold.
1) Indique que está bajo un contrato de compra.
2) Indique la fecha programada para cerrar en la propiedad en cuestión.
3) Indique el nombre y número de teléfono o correo electrónico de su agente inmobiliario
4) Indique la fecha del curso de clase a la que desea asistir.
Espere de 48 horas para recibir una respuesta al su correo electrónico. Si no ha recibido un correo electrónico de respuesta en un plazo de 48 horas, verifique su correo electrónico de propaganda antes de enviar otro correo a Tenfold.
Ya que este completamente registrado, si por alguna razón, no tenemos suficientes estudiantes registrados para una clase, tenemos el derecho de cancelar la clase. En cual caso, nos comunicaremos con usted para informarle. Gracias.
Hay una tarifa de matrícula no reembolsable de $25.00 para el curso. A los Veterano no se aplicará una tarifa. Si se registra en línea, use el código de cupón VET y proporcione su DD214.
Este curso está en asociación con The Affordable Housing Council of Lebanon.

Rental Rights: Fair Housing & City Codes
2022-05-10 18:00 - 19:30 | Via Zoom
Are you a York City resident interested in understanding more about your housing rights and responsibilities? Join Tenfold as we host Steven R. Buffington, Deputy Director of the Department of Economic and Community Development and Bureau of Permits and Inspections.
During this session, we’ll discuss:

Federal Rights and Protections
Pennsylvania Residential Responsibilities and Rental Repair Rights
Municipal property codes, maintenance responsibilities, and enforcement

Fair Housing 101 for Providers
2022-05-11 15:00 - 16:30 | Zoom, PA, United States
Calling all Providers!
Join us May 11th via Zoom for a Provider’s Fair Housing 101 course. We’ll run through the basics of Federal, State, and Local fair housing law.
Topics will include:

Disparate impact verse Disparate Treatment
Fair Housing Exemptions
Common Fair housing Mistakes

York Landlord Forum
2022-05-12 16:00 - 17:30 | Zoom, PA, United States
In partnership with the PA Housing Alliance and the York Housing Authority:
Are you a York landlord interested in learning about some new incentive programs available to you and the resources open to you.
During this session, we’ll discuss:

Tenfold’s Landlord and Tenant services; including an introduction to Informal Housing Resolutions.
The Housing Alliance of Pennsylvania, Community First Fund, and the York Housing Authority Loan program for small landlords who are already or will consider accepting vouchers from the York Housing Authority
And a landlord’s round table discussion. What is working? What isn’t? How can we help you?

Homebuyer Class
2022-05-14 08:30 - 17:00 | Zoom
This is currently an 8-hour online homebuyer education for first-time homebuyers on May 14, 2022, via Zoom.
The course was developed to increase your understanding to:

Determine if you are ready to buy
Evaluate your personal credit history
Know what to expect at closing
Develop a budget and savings plan
Plan for life as a homeowner
Decide how much you can afford to pay
Prepare for financial decisions and obligations that come with buying and owning a home
Know what to expect from real estate agents, lenders and other professionals involved in the home-buying process
Meet lenders’ training requirements to qualify for special mortgage products

Students will receive a certificate of completion after requirements are met.
You will receive an email with pre-class instructions a week to 10 days in advance and the zoom link to access the course 1-2 days in advance. Please check your junk folder prior to contacting us.
If you are unable to register for your preferred class because there are no tickets available, please read the statement below.
ONLY those currently under contract on a home (all parties have signed and solidified the agreement) and have a closing date within the next 90 days or less, and the class status is notated as “Sold Out” should contact Tenfold at education@wearetenfold.org. Please state in your e-mail response to Tenfold the following:
1) State that you are actively under a purchase contract.
2) State the date you are scheduled to close on the subject property.
3) Supply your realtor’s name and phone number or e-mail.
4) State the class course date that you want to attend.
Please allow 48 hours for a response to your inquiry. If you have not received a response e-mail within 48 hours, please check your junk e-mail before sending another inquiry.
There is a non-refundable $25.00 tuition fee for the course. Veteran’s fee will be waived. If registering online use coupon code VET and provide your DD214.
All classes that are not sold out will close for registration 5 days in advance at 8 AM.
Tenfold reserves the right to reschedule sessions as deemed necessary.

Loans: When to Save, When to Borrow, When to Buy
2022-05-17 18:00 - 19:30, 2022-05-19 10:00 - 11:30 | Zoom
This course is designed to be an introduction to the different types of loans: vehicle, education, mortgage, consumer, etc. Attendees will learn to search for reputable loans, as well as understand the steps needed to apply for loans.

Homebuyer Class
2022-05-21 08:30 - 17:00 | Lancaster County
This is currently an 8-hour homebuyer education for first-time homebuyers on May 21, 2022, in Lancaster County.
Please be aware that depending on the COVID-19 regulations, this class might be changed to a virtual setting. Masks may be required.
The course was developed to increase your understanding to:

Determine if you are ready to buy
Evaluate your personal credit history
Know what to expect at closing
Develop a budget and savings plan
Plan for life as a homeowner
Decide how much you can afford to pay
Prepare for financial decisions and obligations that come with buying and owning a home
Know what to expect from real estate agents, lenders and other professionals involved in the home-buying process
Meet lenders’ training requirements to qualify for special mortgage products

Students will receive a certificate of completion after requirements are met.
You will receive an email with pre-class instructions a week to 10 days in advance. Please check your junk folder prior to contacting us.
If you are unable to register for your preferred class because there are no tickets available, please read the statement below.
ONLY those currently under contract on a home (all parties have signed and solidified the agreement) and have a closing date within the next 90 days or less, and the class status is notated as “Sold Out” should contact Tenfold at education@wearetenfold.org. Please state in your e-mail response to Tenfold the following:
1) State that you are actively under a purchase contract.
2) State the date you are scheduled to close on the subject property.
3) Supply your realtor’s name and phone number or e-mail.
4) State the class course date that you want to attend.
Please allow 48 hours for a response to your inquiry. If you have not received a response e-mail within 48 hours, please check your junk e-mail before sending another inquiry.
There is a non-refundable $25.00 tuition fee for the course. Veteran’s fee will be waived. If registering online use coupon code VET and provide your DD214.
All classes that are not sold out will close for registration 5 days in advance at 8 AM.
Tenfold reserves the right to reschedule sessions as deemed necessary.
