Tenfold

Banking Basics
2021-11-09 18:00 - 19:30, 2021-11-11 10:00 - 11:30 (America/New_York) | Tec Centro West, 651 High Street, Lancaster, PA, 17603
Attendees are introduced to banking by learning how to set up and use a bank account, read statements, and balance a checking account. This course will also provide guidance in selecting the best bank and account type for your needs.

Homebuyer Class
2021-11-13 08:30 - 17:30 | Tec Centro West, 651 High Street, Lancaster, PA, 17603
Please be aware that depending on the COVID-19 regulations, this class might be changed to a virtual setting.
This is currently an 8-hour homebuyer education for first-time homebuyers on November 13 at Tenfold. Masks may be required.
The course was developed to increase your understanding to:

Determine if you are ready to buy
Evaluate your personal credit history
Know what to expect at closing
Develop a budget and savings plan
Plan for life as a homeowner
Decide how much you can afford to pay
Prepare for financial decisions and obligations that come with buying and owning a home
Know what to expect from real estate agents, lenders and other professionals involved in the home-buying process
Meet lenders’ training requirements to qualify for special mortgage products

Students will receive a certificate of completion after requirements are met.
You will receive an email with pre-class instructions a week to 10 days in advance and the zoom link to access the course 1-2 days in advance. Please check your junk folder prior to contacting us.
If you are unable to register for your preferred class because there are no tickets available, please read the statement below.
ONLY those currently under contract on a home (all parties have signed and solidified the agreement) and have a closing date within the next 90 days or less, and the class status is notated as “Sold Out” should contact Tenfold at education@tabornet.org. Please state in your e-mail response to Tenfold the following:
1) State that you are actively under a purchase contract.
2) State the date you are scheduled to close on the subject property.
3) Supply your realtor’s name and phone number or e-mail.
4) State the class course date that you want to attend.
Please allow 48 hours for a response to your inquiry. If you have not received a response e-mail within 48 hours, please check your junk e-mail before sending another inquiry.
There is a non-refundable $25.00 tuition fee for the course. Veteran’s fee will be waived. If registering online use coupon code VET and provide your DD214.
All classes that are not sold out will close for registration 5 days in advance at 8 AM.

Rental Advantage Course [November 15, 16, 18]
2021-11-15 18:00 - 20:00 | Zoom
This is a free workshop that will assist all tenants. Attendance is FREE, but registration is required. Once you register, you’ll get the Zoom link.
This is an 8 hour online rental education course via Zoom developed to increase your understanding of:

Credit & Budgeting Basics
Owning & Discussing Your Personal History
Reading a Lease
Effective Landlord/Tenant Communication
Renting Fundamentals
And more!

Students will receive a certificate of completion at the end of the course.
This class schedule is:
Monday, November 15, 2021 from 6 – 8 PM
Tuesday, November 16, 2021 from 6 – 8 PM
Thursday, November 18, 2021 from 6 – 8 PM

Savings: Making Your Money Work for You
2021-11-16 18:00 - 19:30, 2021-11-18 10:00 - 11:30 | Tec Centro West, 651 High Street, Lancaster, PA, 17603
As an introduction to savings, this course teaches the importance of: setting up a savings goal, starting a savings plan and budget, and becoming knowledgeable about the different types of savings accounts and programs, including accounts with interest.

YRSN Landlord Forum
2021-11-18 11:00 - 12:00 | Zoom
Join us for a virtual landlord forum to discuss our new program in the York Market: the York Rental Stability Network (YRSN)!
YRSN is a referral-based landlord risk-mitigation program that seeks to establish effective partnerships with tenants, landlords, and service providers through the term of a tenancy. YRSN helps landlords create opportunities for motivated tenants, while fostering productive conversation and reducing financial risk. Another function of YRSN is Informal Housing Resolution sessions and legal service referrals when appropriate. Questions? Contact YRSN Manager Alaina Herbst at aherbst@wearetenfold.org or 717-742-0444.

Homebuyer Class [ZOOM]
2021-11-20 08:30 - 17:30 | Zoom
This is currently an 8-hour online homebuyer education for first-time homebuyers on November 20.
The course was developed to increase your understanding to:

Determine if you are ready to buy
Evaluate your personal credit history
Know what to expect at closing
Develop a budget and savings plan
Plan for life as a homeowner
Decide how much you can afford to pay
Prepare for financial decisions and obligations that come with buying and owning a home
Know what to expect from real estate agents, lenders and other professionals involved in the home-buying process
Meet lenders’ training requirements to qualify for special mortgage products

Students will receive a certificate of completion after requirements are met.
You will receive an email with pre-class instructions a week to 10 days in advance and the zoom link to access the course 1-2 days in advance. Please check your junk folder prior to contacting us.
If you are unable to register for your preferred class because there are no tickets available, please read the statement below.
ONLY those currently under contract on a home (all parties have signed and solidified the agreement) and have a closing date within the next 90 days or less, and the class status is notated as “Sold Out” should contact Tenfold at education@tabornet.org. Please state in your e-mail response to Tenfold the following:
1) State that you are actively under a purchase contract.
2) State the date you are scheduled to close on the subject property.
3) Supply your realtor’s name and phone number or e-mail.
4) State the class course date that you want to attend.
Please allow 48 hours for a response to your inquiry. If you have not received a response e-mail within 48 hours, please check your junk e-mail before sending another inquiry.
There is a non-refundable $25.00 tuition fee for the course. Veteran’s fee will be waived. If registering online use coupon code VET and provide your DD214.
All classes that are not sold out will close for registration 5 days in advance at 8 AM.

Budgeting: Making a Money Plan That Works
2021-11-30 18:00 - 19:30, 2021-12-02 10:00 - 10:30, 2022-01-04 18:00 - 19:30, 2022-01-06 10:00 - 11:30 | Zoom
This course gives tips and advice for designing a balanced budget and offers the opportunity to participate in budgeting exercises. Attendees are given the tools to create their own personalized budget, including recommended spending figures.

Columbia Landlord Forum
2021-12-02 10:00 - 12:00 | Columbia Market House, 15 S 3rd Street, Columbia, PA, 17512, United States
We will be discussing fair housing, criminal backgrounds, support animals, ERAP updates, lead safety and abatement, and the new York Rental Stability Network.
In partnership with Columbia Borough

Clase De Primer Comprador en Linea [York]
2021-12-04 08:30 - 17:30 | Via Zoom
Este curso se ofrece en linea es un curso de 8 horas para compradores de vivienda por primera vez el diciembre 4 en York (116 N. George St. York, PA 17401).
El curso fue diseñado para ayudarlo entender y comprender lo siguiente:

Determinar si está listo para comprar
Evaluar su historial de crédito personal
Saber qué esperar al cerrar
Desarrollar un presupuesto y un plan de ahorro
Planificar para la vida como propietario de una casa
Decidir cuánto puede pagar
Preparación para las decisiones y obligaciones financieras que vienen con la compra y la propiedad de una vivienda
Saber qué esperar de los agentes bienes raíces, prestamistas y otros profesionales involucrados en el proceso de compra de viviendas
Cumplir con los requisitos de capacitación de los prestamistas para calificar para productos hipotecarios especiales

Estudiantes recibirán un certificado de finalización después de que se cumplan los requisitos.
Si no pudo registrarse para su clase preferida porque no hay boletos disponibles, lea la siguiente declaración.
SOLO para aquellos que están actualmente bajo contrato para la comprar de una casa
(todas las partes han firmado y solidificado el acuerdo) y tiene una fecha de cierre dentro de los próximos 90 días o menos y la clase refleja que no hay boletos disponibles. Envíe un correo electrónico a Tenfold, education@tabornet.org para que podamos ayudarle a asistir una clase antes de su fecha de cierre. Por favor de indicar la siguiente información en su correo electrónico a Tenfold.
1) Indique que está bajo un contrato de compra.
2) Indique la fecha programada para cerrar en la propiedad en cuestión.
3) Indique el nombre y número de teléfono o correo electrónico de su agente inmobiliario
4) Indique la fecha del curso de clase a la que desea asistir.
Espere de 48 horas para recibir una respuesta al su correo electrónico. Si no ha recibido un correo electrónico de respuesta en un plazo de 48 horas, verifique su correo electrónico de propaganda antes de enviar otro correo a Tenfold.
Hay una tarifa de matrícula no reembolsable de $25.00 para el curso. A los Veterano no se aplicará una tarifa. Si se registra en línea, use el código de cupón VET y proporcione su DD214.
Todas las clases que no estén agotadas se cerrarán para las nuevas registraciones con 5 días de anticipación a las 8 am.

Housing Location Workshop
2021-12-06 10:00 - 11:00 | Zoom
It’s a tough time to be looking for new rental housing, especially if you have limited income, poor credit, or an eviction on your record. Join experienced housing professionals at Tenfold in discussing how to search for a new rental.
Learn how to:

Understand your housing rights
Approach potential landlords
Overcome barriers to housing
Track your search
Identify housing options
And more!

Good Credit and How to Get It
2021-12-07 18:00 - 19:30 | Zoom
This course is designed to emphasize the importance of having good credit. Attendees will learn how to request and read a credit report, as well as how to correct errors. The class will discuss ways to establish and maintain a good credit rating.

Rental Advantage Course [December 13, 14, 16]
2021-12-13 10:00 - 12:00 | Zoom
This is a free workshop that will assist all tenants. Attendance is FREE, but registration is required. Once you register, you’ll get the Zoom link.
This is an 8 hour online rental education course via Zoom developed to increase your understanding of:

Credit & Budgeting Basics
Owning & Discussing Your Personal History
Reading a Lease
Effective Landlord/Tenant Communication
Renting Fundamentals
And more!

Students will receive a certificate of completion at the end of the course.
This class schedule is:
Monday, December 13, 2021 from 10 AM – 12 PM
Tuesday, December 14, 2021 from 10 AM – 12 PM
Thursday, December 16, 2021 from 10 AM – 12 PM

Loans: When to Save, Borrow, and Buy
2021-12-14 18:00 - 19:30, 2021-12-16 10:00 - 11:30 | Zoom
This course is designed to be an introduction to the different types of loans: vehicle, education, mortgage, consumer, etc. Attendees will learn to search for reputable loans, as well as understand the steps needed to apply for loans.

Virtual Landlord Forum
2021-12-15 11:00 - 12:00 | Zoom
Carrie Kurtz from the Lancaster County Reentry Coalition will be dispelling myths about renting to those with criminal records, Debbie Gable from HDC MidAtlantic will discuss selection criteria surrounding those with a criminal record, and Jeremy Hayes from Tenfold will talk about fair housing in regards to those with criminal backgrounds.
In partnership with the Lancaster County Reentry Coalition and HDC MidAtlantic

Homebuyer Class [York]
2021-12-18 08:30 - 17:30
Please be aware: Depending on the COVID-19 regulations, this class might be changed to a virtual setting.
This is currently an 8-hour homebuyer education for first-time homebuyers on December 18 in York. Specific location to be determined. Masks may be required.
The course was developed to increase your understanding to:

Determine if you are ready to buy
Evaluate your personal credit history
Know what to expect at closing
Develop a budget and savings plan
Plan for life as a homeowner
Decide how much you can afford to pay
Prepare for financial decisions and obligations that come with buying and owning a home
Know what to expect from real estate agents, lenders and other professionals involved in the home-buying process
Meet lenders’ training requirements to qualify for special mortgage products

Students will receive a certificate of completion after requirements are met.
You will receive an email with pre-class instructions a week to 10 days in advance. Please check your junk folder prior to contacting us.
If you are unable to register for your preferred class because there are no tickets available, please read the statement below.
ONLY those currently under contract on a home (all parties have signed and solidified the agreement) and have a closing date within the next 90 days or less, and the class status is notated as “Sold Out” should contact Tenfold at education@tabornet.org. Please state in your e-mail response to Tenfold the following:
1) State that you are actively under a purchase contract.
2) State the date you are scheduled to close on the subject property.
3) Supply your realtor’s name and phone number or e-mail.
4) State the class course date that you want to attend.
Please allow 48 hours for a response to your inquiry. If you have not received a response e-mail within 48 hours, please check your junk e-mail before sending another inquiry.
There is a non-refundable $25.00 tuition fee for the course. Veteran’s fee will be waived. If registering online use coupon code VET and provide your DD214.
All classes that are not sold out will close for registration 5 days in advance at 8 AM.

Renting: What You Should Know
2022-01-05 11:00 - 12:00, 2022-01-13 18:00 - 19:00 | Zoom
Join Tenfold staff for a rental housing workshop to learn about your rights and responsibilities as a renter. Bring your questions and join us!

We’ll discuss:
– The importance of good communication
– Your fair housing rights
– How to address problems with your landlord
– How to find new rental housing
– How to read your lease
– Where you can go for help

Clase De Primer Comprador
2022-01-08 08:30 - 17:00 | Zoom
Este curso se ofrece en linea es un curso de 8 horas para compradores de vivienda por primera vez Enero 8, 2022 en Zoom.
El curso fue diseñado para ayudarlo entender y comprender lo siguiente:

Determinar si está listo para comprar
Evaluar su historial de crédito personal
Saber qué esperar al cerrar
Desarrollar un presupuesto y un plan de ahorro
Planificar para la vida como propietario de una casa
Decidir cuánto puede pagar
Preparación para las decisiones y obligaciones financieras que vienen con la compra y la propiedad de una vivienda
Saber qué esperar de los agentes bienes raíces, prestamistas y otros profesionales involucrados en el proceso de compra de viviendas
Cumplir con los requisitos de capacitación de los prestamistas para calificar para productos hipotecarios especiales

Estudiantes recibirán un certificado de finalización después de que se cumplan los requisitos.
Si no pudo registrarse para su clase preferida porque no hay boletos disponibles, lea la siguiente declaración.
SOLO para aquellos que están actualmente bajo contrato para la comprar de una casa
(todas las partes han firmado y solidificado el acuerdo) y tiene una fecha de cierre dentro de los próximos 90 días o menos y la clase refleja que no hay boletos disponibles. Envíe un correo electrónico a Tenfold, education@wearetenfold.org para que podamos ayudarle a asistir una clase antes de su fecha de cierre. Por favor de indicar la siguiente información en su correo electrónico a Tenfold.
1) Indique que está bajo un contrato de compra.
2) Indique la fecha programada para cerrar en la propiedad en cuestión.
3) Indique el nombre y número de teléfono o correo electrónico de su agente inmobiliario
4) Indique la fecha del curso de clase a la que desea asistir.
Espere de 48 horas para recibir una respuesta al su correo electrónico. Si no ha recibido un correo electrónico de respuesta en un plazo de 48 horas, verifique su correo electrónico de propaganda antes de enviar otro correo a Tenfold.
Ya que este completamente registrado, si por alguna razón, no tenemos suficientes estudiantes registrados para una clase, tenemos el derecho de cancelar la clase. En cual caso, nos comunicaremos con usted para informarle. Gracias.
Hay una tarifa de matrícula no reembolsable de $25.00 para el curso. A los Veterano no se aplicará una tarifa. Si se registra en línea, use el código de cupón VET y proporcione su DD214.
Todas las clases que no estén agotadas se cerrarán para las nuevas registraciones con 5 días de anticipación a las 8 am.

Banking Basics
2022-01-11 18:00 - 19:30 | Zoom

Homebuyer Class
2022-01-15 08:30 - 17:00 | Zoom
This is currently an 8-hour online homebuyer education for first-time homebuyers on January 15, 2022, via Zoom.
The course was developed to increase your understanding to:

Determine if you are ready to buy
Evaluate your personal credit history
Know what to expect at closing
Develop a budget and savings plan
Plan for life as a homeowner
Decide how much you can afford to pay
Prepare for financial decisions and obligations that come with buying and owning a home
Know what to expect from real estate agents, lenders and other professionals involved in the home-buying process
Meet lenders’ training requirements to qualify for special mortgage products

Students will receive a certificate of completion after requirements are met.
You will receive an email with pre-class instructions a week to 10 days in advance and the zoom link to access the course 1-2 days in advance. Please check your junk folder prior to contacting us.
If you are unable to register for your preferred class because there are no tickets available, please read the statement below.
ONLY those currently under contract on a home (all parties have signed and solidified the agreement) and have a closing date within the next 90 days or less, and the class status is notated as “Sold Out” should contact Tenfold at education@wearetenfold.org. Please state in your e-mail response to Tenfold the following:
1) State that you are actively under a purchase contract.
2) State the date you are scheduled to close on the subject property.
3) Supply your realtor’s name and phone number or e-mail.
4) State the class course date that you want to attend.
Please allow 48 hours for a response to your inquiry. If you have not received a response e-mail within 48 hours, please check your junk e-mail before sending another inquiry.
There is a non-refundable $25.00 tuition fee for the course. Veteran’s fee will be waived. If registering online use coupon code VET and provide your DD214.
All classes that are not sold out will close for registration 5 days in advance at 8 AM.
Tenfold reserves the right to reschedule sessions as deemed necessary.

Housing Location Workshop
2022-01-19 11:00 - 12:00, 2022-01-20 18:00 - 19:00 | Zoom
It’s a tough time to be looking for new rental housing, especially if you have limited income, poor credit, or an eviction on your record. Join experienced housing professionals at Tenfold in discussing how to search for a new rental.
Learn how to:
– Understand your housing rights
– Approach potential landlords
– Overcome barriers to housing
– Track your search
– Identify housing options

Homebuyer Class
2022-01-22 08:30 - 17:00 | Lancaster County
This is currently an 8-hour homebuyer education for first-time homebuyers on January 22, 2022 in Lancaster County.
Please be aware that depending on the COVID-19 regulations, this class might be changed to a virtual setting. Masks may be required.
The course was developed to increase your understanding to:

Determine if you are ready to buy
Evaluate your personal credit history
Know what to expect at closing
Develop a budget and savings plan
Plan for life as a homeowner
Decide how much you can afford to pay
Prepare for financial decisions and obligations that come with buying and owning a home
Know what to expect from real estate agents, lenders and other professionals involved in the home-buying process
Meet lenders’ training requirements to qualify for special mortgage products

Students will receive a certificate of completion after requirements are met.
You will receive an email with pre-class instructions a week to 10 days in advance. Please check your junk folder prior to contacting us.
If you are unable to register for your preferred class because there are no tickets available, please read the statement below.
ONLY those currently under contract on a home (all parties have signed and solidified the agreement) and have a closing date within the next 90 days or less, and the class status is notated as “Sold Out” should contact Tenfold at education@wearetenfold.org. Please state in your e-mail response to Tenfold the following:
1) State that you are actively under a purchase contract.
2) State the date you are scheduled to close on the subject property.
3) Supply your realtor’s name and phone number or e-mail.
4) State the class course date that you want to attend.
Please allow 48 hours for a response to your inquiry. If you have not received a response e-mail within 48 hours, please check your junk e-mail before sending another inquiry.
There is a non-refundable $25.00 tuition fee for the course. Veteran’s fee will be waived. If registering online use coupon code VET and provide your DD214.
All classes that are not sold out will close for registration 5 days in advance at 8 AM.
Tenfold reserves the right to reschedule sessions as deemed necessary.

Identity Theft
2022-01-25 18:00 - 19:30 | Zoom
Attendees learn the methods used to steal identity and find out how to prevent identity theft. The course will also address procedures to take if an individual is victimized.
