Tenfold

Budgeting: Making a Money Plan That Works
2023-09-12 18:00 - 19:30, 2023-09-14 10:00 - 11:30, 2023-10-03 18:00 - 19:30, 2023-10-05 10:00 - 11:30 (America/New_York) | Via Zoom
This course gives tips and advice for designing a balanced budget and offers the opportunity to
participate in budgeting exercises. Attendees are given the tools to create their own personalized
budget, including recommended spending figures.

Homebuyer Class
2023-09-16 08:30 - 17:00, 2023-10-14 08:30 - 17:00, 2023-11-11 08:30 - 17:00 | Via Zoom
This is currently an 8-hour homebuyer education for *first-time homebuyers.

*(First-time = your first time buying a home OR you have not been an owner of property in the last 3 years)
The course was developed to increase your understanding to:

Determine if you are ready to buy
Evaluate your personal credit history
Know what to expect at closing
Develop a budget and savings plan
Plan for life as a homeowner
Decide how much you can afford to pay
Prepare for financial decisions and obligations that come with buying and owning a home
Know what to expect from real estate agents, lenders and other professionals involved in the home-buying process
Meet lenders’ training requirements to qualify for special mortgage products

Students will receive a certificate of completion after requirements are met.
You will receive an email with pre-class instructions a week to 10 days in advance. Please check your junk folder prior to contacting us.
If you are unable to register for your preferred class because there are no tickets available, please read the statement below.
ONLY those currently under contract on a home (all parties have signed and solidified the agreement) and have a closing date within the next 90 days or less, and the class status is notated as “Sold Out” should contact Tenfold at education@wearetenfold.org. Please state in your e-mail response to Tenfold the following:
1) State that you are actively under a purchase contract.
2) State the date you are scheduled to close on the subject property.
3) Supply your realtor’s name and phone number or e-mail.
4) State the class course date that you want to attend.
Please allow 48 hours for a response to your inquiry. If you have not received a response e-mail within 48 hours, please check your junk e-mail before sending another inquiry.
There is a non-refundable $25.00 tuition fee for the course. Veteran’s fee will be waived. If registering online use coupon code VET and provide your DD214.
All classes that are not sold out will close for registration 5 days in advance at 8 AM.
Tenfold reserves the right to reschedule sessions as deemed necessary.

Identity Theft
2023-09-19 18:00 - 19:30, 2023-09-21 10:00 - 11:30 | Via Zoom
Attendees learn the methods used to steal identity and find out how to prevent identity theft. The course will also address procedures to take if an individual is victimized.

Housing Location
2023-09-26 09:00 - 10:00, 2023-09-26 18:30 - 19:30 | Zoom, PA, United States
It’s a challenge looking for new rental housing, especially if you have limited income, poor credit, or an eviction on your record. During this time, you’ll learn how to understand your housing rights, approach potential landlords, overcome barriers to housing, track your search, identify housing options, and MORE!

Savings: Making Your Money Work For You
2023-09-26 18:00 - 19:30, 2023-09-28 10:00 - 11:30, 2023-10-31 18:00 - 19:30 | Via Zoom
As an introduction to savings, this course teaches the importance of: setting up a savings goal, starting a savings plan and budget, and becoming knowledgeable about the different types of savings accounts and programs, including accounts with interest.

Northern Lancaster Housing Services Landlord Forum
2023-09-27 11:30 - 13:00 | The Community Commons at the Northern Hub, 560 S Reading Road, Ephrata, PA, 17522, United States
Join Tenfold, and a local Magisterial District Judge on September 27th during lunch for the opportunity to learn about how our housing services can benefit you and learn about the eviction process or get the answers you’ve always wanted straight from the source. A light meal will be provided. 560 S Reading Rd. Ephrata PA 17522 EPL Community Commons Front Room (Between Wawa and Library)
We will discuss the following topics:

Tenfold’s Housing Services Programs
New Landlord Incentive
Magisterial District Court Discussion

Homebuyer Class
2023-09-30 08:30 - 17:00 | Lancaster County

Homebuyer Class
2023-10-07 08:30 - 17:00 | The Affordable Housing Council of Lebanon, 989 Quentin Rd., Suite 1, Lebanon, PA, 17042, United States
This is currently an 8-hour homebuyer education for *first-time homebuyers on October 7, 2023, in Lebanon County.
*(First-time = your first time buying a home OR you have not been an owner of property in the last 3 years)
The course was developed to increase your understanding to:

Determine if you are ready to buy
Evaluate your personal credit history
Know what to expect at closing
Develop a budget and savings plan
Plan for life as a homeowner
Decide how much you can afford to pay
Prepare for financial decisions and obligations that come with buying and owning a home
Know what to expect from real estate agents, lenders and other professionals involved in the home-buying process
Meet lenders’ training requirements to qualify for special mortgage products

Students will receive a certificate of completion after requirements are met.
You will receive an email with pre-class instructions a week to 10 days in advance. Please check your junk folder prior to contacting us.
If you are unable to register for your preferred class because there are no tickets available, please read the statement below.
ONLY those currently under contract on a home (all parties have signed and solidified the agreement) and have a closing date within the next 90 days or less, and the class status is notated as “Sold Out” should contact Tenfold at education@wearetenfold.org. Please state in your e-mail response to Tenfold the following:
1) State that you are actively under a purchase contract.
2) State the date you are scheduled to close on the subject property.
3) Supply your realtor’s name and phone number or e-mail.
4) State the class course date that you want to attend.
Please allow 48 hours for a response to your inquiry. If you have not received a response e-mail within 48 hours, please check your junk e-mail before sending another inquiry.
There is a non-refundable $25.00 tuition fee for the course. Veteran’s fee will be waived. If registering online use coupon code VET and provide your DD214.
All classes that are not sold out will close for registration 5 days in advance at 8 AM.
Tenfold reserves the right to reschedule sessions as deemed necessary.

Loans: When to Save, When to Borrow, When to Buy
2023-10-10 18:00 - 19:30, 2023-10-12 10:00 - 11:30 | Via Zoom
This course is designed to be an introduction to the different types of loans: vehicle, education, mortgage, consumer, etc. Attendees will learn to search for reputable loans, as well as understand the steps needed to apply for loans.

Primer de Comprador
2023-10-14 08:30 - 17:00 | The Affordable Housing Council of Lebanon, 989 Quentin Rd., Suite 1, Lebanon, PA, 17042, United States
Este curso se ofrece como un curso para compradores de vivienda por primera vez de ocho horas en el 14 de Octubre de 2023 de 8:30am-5pm en 989 Quentin Rd., Suite 1, Lebanon, PA 17042.
El curso fue diseñado para ayudarlo entender y comprender lo siguiente:

Determinar si está listo para comprar
Evaluar su historial de crédito personal
Saber qué esperar al cerrar
Desarrollar un presupuesto y un plan de ahorro
Planificar para la vida como propietario de una casa
Decidir cuánto puede pagar
Preparación para las decisiones y obligaciones financieras que vienen con la compra y la propiedad de una vivienda
Saber qué esperar de los agentes bienes raíces, prestamistas y otros profesionales involucrados en el proceso de compra de viviendas
Cumplir con los requisitos de capacitación de los prestamistas para calificar para productos hipotecarios especiales

Estudiantes recibirán un certificado de finalización después de que se cumplan los requisitos.
Si no pudo registrarse para su clase preferida porque no hay boletos disponibles, lea la siguiente declaración.
SOLO para aquellos que están actualmente bajo contrato para la comprar de una casa
(todas las partes han firmado y solidificado el acuerdo) y tiene una fecha de cierre dentro de los próximos 90 días o menos y la clase refleja que no hay boletos disponibles. Envíe un correo electrónico a Tenfold, education@wearetenfold.org para que podamos ayudarle a asistir una clase antes de su fecha de cierre. Por favor de indicar la siguiente información en su correo electrónico a Tenfold.
1) Indique que está bajo un contrato de compra.
2) Indique la fecha programada para cerrar en la propiedad en cuestión.
3) Indique el nombre y número de teléfono o correo electrónico de su agente inmobiliario
4) Indique la fecha del curso de clase a la que desea asistir.
Espere de 48 horas para recibir una respuesta al su correo electrónico. Si no ha recibido un correo electrónico de respuesta en un plazo de 48 horas, verifique su correo electrónico de propaganda antes de enviar otro correo a Tenfold.
Ya que este completamente registrado, si por alguna razón, no tenemos suficientes estudiantes registrados para una clase, tenemos el derecho de cancelar la clase. En cual caso, nos comunicaremos con usted para informarle. Gracias.
Hay una tarifa de matrícula no reembolsable de $25.00 para el curso. A los Veterano no se aplicará una tarifa. Si se registra en línea, use el código de cupón VET y proporcione su DD214.
Este curso está en asociación con The Affordable Housing Council of Lebanon.

Banking Basics
2023-10-17 18:00 - 19:30, 2023-10-19 10:00 - 11:30 | Via Zoom
Attendees are introduced to banking by learning how to set up and use a bank account, read statements, and balance a checking account. This course will also provide guidance in selecting the best bank and account type for your needs.

Homebuyers Class
2023-10-21 08:30 - 17:00 | York County

Lease Basics
2023-10-24 09:00 - 10:00, 2023-10-24 18:30 - 19:30 | Zoom, PA, United States
Curious about how to read your rental lease? This session will cover the basic structures of a lease, what it should include, and the different aspects of tenancy on the lease (ex. move in, move out, utilities, proper notice, waiver of notice to quite, and more). As an added benefit, this session will also include a helpful lease review activity.

CANCELLED - Vehicle Purchase 101
2023-10-24 18:00 - 19:30 | Via Zoom
This workshop has been cancelled. Thank you for understanding.
—
This workshop helps attendees focus their car search in order to make a well-informed decision. Attendees will discover what the car-buying process entails, including vehicle loans and registration

Vehicle Purchase 101
2023-10-26 10:00 - 11:30 | Via Zoom
This workshop helps attendees focus their car search in order to make a well-informed decision. Attendees will discover what the car-buying process entails, including vehicle loans and registration

Clase de Primer Comprador
2023-11-04 08:30 - 17:00 | Lancaster County
El curso fue diseñado para ayudarlo entender y comprender lo siguiente:

Determinar si está listo para comprar
Evaluar su historial de crédito personal
Saber qué esperar al cerrar
Desarrollar un presupuesto y un plan de ahorro
Planificar para la vida como propietario de una casa
Decidir cuánto puede pagar
Preparación para las decisiones y obligaciones financieras que vienen con la compra y la propiedad de una vivienda
Saber qué esperar de los agentes bienes raíces, prestamistas y otros profesionales involucrados en el proceso de compra de viviendas
Cumplir con los requisitos de capacitación de los prestamistas para calificar para productos hipotecarios especiales

Estudiantes recibirán un certificado de finalización después de que se cumplan los requisitos.
Si no pudo registrarse para su clase preferida porque no hay boletos disponibles, lea la siguiente declaración.
SOLO para aquellos que están actualmente bajo contrato para la comprar de una casa
(todas las partes han firmado y solidificado el acuerdo) y tiene una fecha de cierre dentro de los próximos 90 días o menos y la clase refleja que no hay boletos disponibles. Envíe un correo electrónico a Tenfold, education@wearetenfold.org para que podamos ayudarle a asistir una clase antes de su fecha de cierre. Por favor de indicar la siguiente información en su correo electrónico a Tenfold.
1) Indique que está bajo un contrato de compra.
2) Indique la fecha programada para cerrar en la propiedad en cuestión.
3) Indique el nombre y número de teléfono o correo electrónico de su agente inmobiliario
4) Indique la fecha del curso de clase a la que desea asistir.
Espere de 48 horas para recibir una respuesta al su correo electrónico. Si no ha recibido un correo electrónico de respuesta en un plazo de 48 horas, verifique su correo electrónico de propaganda antes de enviar otro correo a Tenfold.
Ya que este completamente registrado, si por alguna razón, no tenemos suficientes estudiantes registrados para una clase, tenemos el derecho de cancelar la clase. En cual caso, nos comunicaremos con usted para informarle. Gracias.
Hay una tarifa de matrícula no reembolsable de $25.00 para el curso. A los Veterano no se aplicará una tarifa. Si se registra en línea, use el código de cupón VET y proporcione su DD214.

Budgeting: Making a Money Plan that Works
2023-11-09 10:00 - 11:30 | Zoom

Homebuyers Class
2023-11-18 08:30 - 17:00 | Lancaster County
